The revival of the performance of micro, small and medium enterprises (MSMEs) this year is quite potential. PT Bank Negara Indonesia (BNI) ensures a more complete banking service solution to stimulate class promotion as well as encourage national MSMEs to go global.

BNI President Director Royke Tumilaar said the pandemic had hit many economic segments, especially MSMEs. However, this MSME segment actually shows a faster performance recovery and is able to become the motor of recovery for the national economy.

Moreover, this segment has a large economic contribution of more than 60 percent and employment of up to 97 percent.

This year, BNI has also prepared various banking solutions along with coaching and mentoring programs that are expected to help MSME players advance to class and be able to penetrate the export market.

Royke explained that BNI is currently focusing on creating a productive ecosystem in developing the MSME segment.

These MSME debtors are combined with an ecosystem that is related to similar business actors so that they can support each other's performance growth.

This ecosystem is also connected to various digital platforms prepared by BNI, so that it is hoped that it can create interlinks between the MSME ecosystem, and be able to answer big requests.

From the demand side, BNI is also a state-owned bank that supports the MSME Digital Market (PaDi).

Royke said BNI also focused on developing market potential overseas with BNI Xpora. This program is aimed at optimizing migrant workers as well as the Indonesian diaspora, whose number reaches 8 million.

Royke said this year BNI will acquire a bank which in the future will be converted into a Digital Bank. These entities will be encouraged to be bolder in responding to requests for low interest rate loans by utilizing the latest technological innovations.

Apart from that, Royke said that BNI also has Smart City, Smart Farming and Smart Fishing programs.